I retired and want COBRA now!

The Fund’s eligibility system was designed to be fully compliant with federal COBRA regulations.

  • When an employee retires, the Fund is not notified of that event until the employee actually stops working.
  • The Fund extends coverage for one full month after the retirement date. For example, an employee that retires 8/15 will be covered until 9/30.
  • The Fund is unable to generate COBRA forms before coverage ends, and we are unable to enroll a retiree in COBRA until the system terminates coverage.

Common questions:

Q: What if my coverage ends 9/30, and I have a dental appointment on 10/2? I will not have coverage on my appointment.

A: This is correct. However, the dental claim can be reprocessed once your COBRA is active and a payment for October is received.